Solcredit is a free, online service that searches banks and lenders for personal loans that fit your needs.

Using our state-of-the-art software coupled with the information you give us, we search reputable financial institutions in order to find a loan that can work you. We kindly ask that before submitting a request for a loan you take into account that requesting a loan is a serious commitment and responsibility, and you will have to carefully decide if you are going to be able to make your payments on time and in the correct manner. For more detailed information on this process, go to How Can We Help?

Yes! In order for us to search for your credit options, we do need a few details:

  • First and last name;
  • Social Security Number and State ID card number;
  • Home address;
  • Email and cell phone number;
  • Major bank that you have an account in.

If you want to know how your personal data is used, see the Privacy Policy section.

The total amount of money you can borrow highly depends on several factors, such as the terms provided by lenders, the state you live in, your credit history, and even your employment situation. Via Solcredit, you can request a loan of a minimum of $300 and a maximum of $1,500.

Solcredit does not offer loans. Solcredit provides a free service that gives you access to an entire network of lenders that may be able to offer you a loan.

Your interest rate and any fees are determined by a number of different factors. Your lender will provide you with the cost and terms of your loan and then you can decide whether or not to accept it.

Yes, you can provide a landline number instead.

However, your options of getting a loan are greater if you have a Cell phone, for most lenders having a cell phone in your name is one of the few actual requirements for granting fast personal loans, with your cell phone, the lender will be able to confirm your personal data, keep in touch with you, and send messages about your request, new products, promotions, and so on.

We handle all our clients' information with absolute privacy, respect, and security. You can read about the collection and use of personal data in our Privacy Policy.

Yes. If your loan request is granted, the lender will need an account where your requested funds can be deposited.

Yes. People who rent can also use the credit counseling services of Solcredit and request personal loans.

Yes. To request a personal loan online you need to have proof of employment. Lenders typically want to be certain that you have a source of income to ensure that you can repay your loan.

No. Solcredit does not offer any type of loan, for individuals or businesses. Solcredit's service is connecting clients with lenders.

To use Solcredit's counseling services, you do not need to pass a pass a credit check. Lending agencies usually will require you to do so, and whether or not they grant a loan might depend on the results.

Not at all. Solcredit offers our credit counseling service to give you peace of mind when the unexpected happens.

However, we would still like to know your reason, but this is only so we can improve our service and better help you. In other words, it's your choice.

Yes. While some lenders might perform credit checks with credit bureaus, others might approve your loan regardless.

Personal loans are secured by the borrower’s income. Still, please remember that a low credit rating and insufficient credit information might influence the amount of a loan and terms of offers provided by lenders.

Solcredit's service consists of connecting the client with a lender that can provide the loan they need. The process of analysis and approval of your request is made by the lender. Each of them in turn has its own acceptance process.

A lender might analyze your credit history, request a credit check, and look you up in a credit reporting agency.

If your state regulations allow it, you can request as many loans through Solcredit as you like. Approval is granted by lenders; we cannot say with certainty if or when you will receive any money.

However, we do guarantee that the requesting process is as fast as possible. It should never be more than one business day.

Our services are always available, and you can request a new loan the same way as with the first. If you have fulfilled all your financial responsibilities, you can request another loan whenever you like. That's what we are here for.

Each loan provider we work with has their own process and will send you all the information you need to make payments hassle-free.

Returning a loan is easy and can often be done by direct transfer, credit or debit card, or another format offered by the lender. Keep in touch with your lender and make the payment on the correct date to avoid any extra fees.

The date you need to pay your loan will be set by the Lender. Before accepting the loan, we kindly ask you to carefully read the contractual terms of the lender who has been connected with you. Final conditions offered by the lender might vary, but you will always know of this before accepting the loan.

If you need an extension, you should contact your lender. Please keep in mind that an extension on your loan might incur additional fees, charges, or even penalties.

Before confirming your credit request with your lender, carefully read the contractual obligations regarding delay or default of payment.

It varies for each lender, but defaulting on your loan might result in your name being reported to a credit reporting agency, a collection agency could be contacted, or other legal actions could be taken to collect payment.

If you are unable to repay your loan, you should inform your lender as soon as possible in order to minimize damage and avoid bigger fees. We repeat that taking a personal loan is a big responsibility, so we ask you to be certain you will be able to make your repayment on time.

We understand that the need for cash can happen at any time. Solcredit is available 24 hours a day throughout the year, so you can use our personal loan research service whenever you need.

We are always delighted to offer you a great service. If you have any feedback regarding our site, service or communication, please let us know immediately so we can evaluate the situation to improve our service. You can send an email to clients@solcredit.com or contact our Customer Support directly from Monday to Friday during normal business hours.

Of course. Please contact the lender directly to find out how you can make your payment in advance and if any kind of commission or fee applies.

Our Customer Support team is available Monday through Friday from 10:00 a.m. to 9:00 p.m (Pacific Time, UTC -7).

If the unexpected happens and you need cash quickly, there is no doubt that Solcredit is your solution to your urgent money problems, and we can help you find a loan. Here's why you should choose us:

• Flexibility: The amount of money lend can vary. The final offer will take into account your needs, as well as the risk of offering you a loan;

• Save money: We search through reputable lenders and present you with an available credit option;

• Save time: Our process is 100% online. No waiting, no collateral, no payroll verification, and no paperwork;

• Technology: We use thousands of data points and our state-of-the-art software to connect you with a lender with maximum speed, privacy, and security;

• No hidden fees: Our service is completely transparent. Solcredit does receive a fee directly from the affiliates, but never you.

Fast response: Lenders will reply as fast as possible.

For being able to see, obtain and delete your data which you have provided to us, please log in to your account using your log in credentials. Once you are logged in, you can easily see, download or delete your data.